Posts Tagged ‘homeowner’s insurance’
This article is the second in a series about Primerica’s auto insurance and homeowner’s insurance referral program, Primerica Secure™. Offered through Insurance Answer Center, Primerica Secure allows clients to get multiple quotes from top rated insurance carriers so they can then make an educated decision about their coverage.
As a Staff Writer for Primerica’s in-house publications department, I talk to a lot of people – both our independent contractors and home office employees – who have saved money just by shopping around! Here’s another story from satisfied home office Vice President Mark Beauchamp.
Mark was with the same insurer for more than 15 years. He hadn’t felt the need to switch until he tried to add his 16 year old son to his policy. “My rates went up drastically when I added him,” says Mark.
That’s when Mark gave Primerica Secure a shot. “Not only did I save $600 annually, but the whole process was very easy,” says Mark. “I’ve already recommended it to several of my friends!”
It only takes about 10 minutes to get a comprehensive auto quote and the whole process is very easy. If you haven’t shopped around lately, give Primerica Secure a try. What do you have to lose? You might just save some cash! Talk to your Primerica representative today to get started.
Tags: A&H, answer financial, auto insurance, homeowner's insurance, insurance answer center, P&C, Primerica, referral
Posted in Primerica |
Now, more than ever, people are looking for ways to trim the budget while still retaining as much of their current lifestyle as possible. Auto insurance and homeowner’s insurance are two areas where a little shopping around can make a big difference in how much cash a family outlays each year.
Primerica’s auto and homeowner’s insurance referral program, Primerica Secure™, offered through Insurance Answer Center, has been a big success out in the field – and here at the home office! In fact, as part of my job as a Staff Writer in our on site Publications Department, I’ve spoken to several home office employees who gave Primerica Secure a glowing seal of approval.
Over the next few months, I’ll be highlighting some of their stories – because saving a bunch of cash on a service everyone needs is worth talking about!
A Marriage Saver
Executive Vice President Cathy Falls jokes that ditching her old insurance company for one of the Primerica Secure companies may have saved her marriage. “My husband loves cars, so we usually have at least four for just the two of us,” she explains. “Given his ‘car affliction’ as I call it, we needed to trim some money somewhere in our budget. That’s why we looked into Primerica Secure.”
Cathy and husband, David, used to be like many people – loyal to a company for the simple reason that they’d always used them for insurance. “We were with our old insurer for 24 years, but just by shopping around through Primerica Secure, we saved $1,800 a year!” enthuses Cathy.
Switching was as easy as picking up the phone – and Cathy & David couldn’t be happier. “We will definitely be recommending this program to our friends and family,” says Cathy. “Putting that much money back into our pockets is amazing!”
Stay tuned for more Primerica employees who boosted their cash in pocket just by checking out their options!
Note: Primerica Secure is not available in Canada.
Tags: answer financial, auto insurance, homeowner's insurance, insurance answer center, P&C, Primerica, referral
Posted in Primerica |
The current economic downturn has many families worried about losing their job, struggling to keep up with bills and worried about the future. The outlook seems bleak – 11.6 million Americans are unemployed1 and third quarter 2008 foreclosures jumped 71% over the same time period the previous year.2
Primerica presents four tips to help your finances weather a recession.
- Slash and burn bills wherever possible. An easy place to start: auto and homeowner’s insurance. “Some insurers give long‑time customers up to a 10% discount, but that can pale in comparison with the savings from switching insurers. At least once every two years, get a quote from another insurer.”3
- Keep good credit. To keep that all‑important credit score attractive, make sure you pay your bills on time, limit the number of credit cards you have and avoid financing more than one big‑ticket item at once.
- Boost income. Start a part‑time business or work a few hours a week at a second job to get through a crunch. The Primerica Business Opportunity is a great way to do something enjoyable while earning extra cash each month. You can do the business part time or full time and work at your pace, on your schedule!4
Times are tough, but following these simple tips can go a long way to helping you and your family come out on the other side of the recession with your long‑term financial goals still intact.
Tags: auto insurance, credit, credit score, finance, good credit, homeowner's insurance, insurance, personal finance, Primerica, recession, Tips
Posted in Primerica, Tips |
In today’s uncertain economic climate, the last thing you and your family need is to be financially vulnerable. Homeowner’s insurance and life insurance are two key areas that many people overlook or undervalue. In fact, 66% of homeowners are underinsured by an average of 18%1 and an estimated 68 million Americans have no life insurance.2
Primerica encourages you to review your coverage to make sure your home and income are adequately protected.
Homeowner’s Insurance: Homeowner’s insurance should cover 100% of the cost to rebuild, not the home’s value (including the land). That amount of coverage protects you regardless of real estate market fluctuations. Concerned about the increased cost of correct coverage?
Consider changing your annual deductible from $500 to $1,000 and you can save about 20% on premium costs. Shopping around is another great way to potentially save money for the same coverage. It’s a good idea to get new quotes from multiple insurers every two years. Contact your local Primerica Representative to learn about Primerica Secure™, Primerica’s auto & homeowner’s insurance referral program.
Life Insurance: If you have children and are still relying on just your employer for life insurance, you are most likely under protected. If any significant life changes have occurred throughout the year – such as the birth of a child – you will need to review your policy to make sure it still meets your needs. Experts recommend that a family with young children have coverage that’s 10 times the parents’ annual income.3
Even if you think you already have the right homeowner’s or life insurance, it’s not a bad idea to get a second look. For more than 30 years, Primerica has offered financial solutions tailor‑made to each individual client’s needs. Visit Primerica Financial Needs Analysis to find out what Primerica can do for you.
Tags: economic, FNA, homeowner's insurance, life insurance, Primerica, Primerica FNA, Primerica Secure, protection, term, term life insurance
Posted in Primerica, Tips |
