You don’t have to look far among Primerica’s ranks to find great examples of people who have used the Primerica business opportunity to create something incredible for themselves and their families. Arleigh & Fern Larson, of Calgary, Alberta, are one such couple.
Before Primerica, Arleigh worked as a farm equipment dealer. It was a very successful business in terms of the volume of sales and the amount of retail locations they had. But farming equipment is expensive and the Larsons had to rely on bank loans to cover their overhead costs.
“When we heard about Primerica, we were immediately drawn to the low startup costs and the chance to build a successful business with our family – that would help us get out of debt, not deeper into it,” recalls Arleigh.
Arleigh says he was also impressed with the opportunity to experience the same kind of freedom and growth opportunities as he had with his previous business, but with the added benefit of being able to make an incredible potential income by helping families with their finances.
But, more than the earning potential and the ability to make a difference in their community, the Larsons saw their new Primerica business as a way to do something they loved, with the people they cared about the most. “Families can work together at Primerica better than most other businesses because of our unique structure,” explains Arleigh. “Everyone can be a part of the overall team, yet they still have the opportunity to build a successful business of their own. Each family member on our team has the same chance to create freedom for themselves and their own families, yet they each fill a role within our overall organization.”
Today, the Larsons are Primerica million dollar earners* and are enjoying the benefits of a thriving business alongside their sons, Brent and Eldon, as well as several other extended family members.
To learn more about how you can start your own Primerica family business, visit us online.
*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of April 30, 2011. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.
Would you like to have $1 million saved for retirement? Start saving now! For every year you put it off, you pay the high cost of waiting.
If you start saving $95 each month at age 20, you could have one million dollars at age 65. But, if you wait until age 30 to start, you’ll have to put away $263 each month.
Wait 10 more years and start at age 40, you’ll have to save $754 each month. Get started at age 50, and you’ll have to save $2,413 each month. That’s 25 times more per month than if you’d started at age 20 – ouch!
Because of the power of compound interest, the sooner you start to save, the less you’ll have to put away to meet your goal. Don’t pay the high cost of waiting – start saving for retirement today!
This is a hypothetical and does not represent an actual investment. Assumes annual end-of-year contributions, with a 10% nominal rate of return, compounded monthly. This example uses a constant rate of return, unlike actual investments which will fluctuate in value. It does not include fees and taxes, which would lower results.
Nick & Becky Alise
Boynton Beach, FL Former Occupation: High School Teacher/Coach
When Nick & Becky Alise, of Boynton Beach, FL, first started building their Primerica business, they had no idea it would turn into a viable second career – or that their tiny start up would develop into a thriving, successful family business!
“I was a high school teacher and coach when I was introduced to the business,” recalls Nick. “We had a two year old and we needed extra money. I was already doing odds and ends part time but the Primerica Opportunity appealed to me because the company offered products I was very interested in as well as the chance to build something great.”
At the time, Primerica was only a year old so the Alises found themselves at the beginning of what would turn into an incredible, successful company. The longer they continued to build their business, the more excited they became – until they made it official and went full time in the business.
They set a great example of success for their new teammates and also for their daughter, Danielle – who eventually met and married another highly successful Primerica business builder, Omar Oropesa, of Miami Lakes, FL. “We were on a cruise sponsored by our uplines, Greg and Sharon Fitzpatrick – the Primerica reps directly above us in the business hierarchy,” recalls Nick. “Sharon told Becky that she thought Omar would be the perfect match for Danielle. Turns out she was right!”
Today, the Alises and Oropesas are enjoying the benefits of building a family business. They’re each building separate, successful organizations – but they’re doing it together. “Primerica is like any other business,” says Nick. “Just like a restaurant or a clothing store, it’s better when you’re in business with the people you care about.”
For one power-packed weekend, close to 1,000 of Primerica’s female leaders converged on Dallas, TX, for the 2010 Women In Primerica Leadership Conference, which was held October 22-24, 2010. At this women-only biennial conference, held at the luxurious Hilton Anatole, top female leadership and up-and-comers enjoyed three days of business-building tips, recognition and inspiration – all in a positive and excited environment of success.
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At Primerica, it doesn’t matter who you are, where you came from or even what gender you are. Your success is entirely up to YOU! Events like this conference are great ways to underscore the uniqueness of this business opportunity. (See more photos on Facebook)
Stacy Murdoch
Birmingham, AL Former Occupation: Advertising Sales
Before Primerica, Stacy Murdoch, of Birmingham, AL, was struggling financially and looking for a way out. “I was a single mom, raising three kids,” recalls Stacy. “I was working two jobs and relying on my dad as my emergency fund.”
Her father, Primerica legend Ed Randle, did what any parent would do – he kept talking about Primerica until Stacy agreed to build her part of the Randles’ family business! “I was highly motivated to make this business work for me,” says Stacy. “I needed the money, for one, but more than that, my father is one of the greatest success stories I know of and I was proud to be in business with him!”
She continues, “The feeling of building a family business side by side with a loved one is something I wish everyone could experience. It’s such a positive thing to know that you are a part of something bigger than yourself.”
Stacy’s Primerica journey started in 1987 and has led to a full-time career helping families and creating a better financial future for herself and her children. In fact, her kids have grown up under the leadership example of both Stacy and their grandfather. “Dad has such great vision,” explains Stacy. “He sets the bar high and that’s something I’m passing along to the next generation.”
Stacy’s 26 year-old daughter, Carly Huchinson, recently started building her own Primerica business and Stacy couldn’t be more excited. “One of the great things about this business is being able to build something for yourself but also to share your success with the people you care about,” says Stacy. “So often, a family business is tied down to one store, restaurant or small company. The only real growth opportunity is to continue opening new stores. But with Primerica, your growth potential is limited only by how much energy you put into it.”
She adds, “Being in business with my family empowers me to think bigger and not feel so comfortable with where my life is.”
For more information on how you can create your own Primerica family business, contact your local Primerica representative.