Your credit score can determine:
• Whether you will be approved for credit
• The interest rate on your loans
• The cost of your homeowner’s and car insurance
• Whether you are approved to rent a house or apartment
Shouldn’t you know the score? Primerica’s DebtWatchers™ program gives you your FICO® credit score, notifies you via email or text messages of key changes to your Equifax Credit Report,™ and provides access to four Equifax credit reports every 12 months with continuous enrollment.
What Makes Up My Credit Score?
FICO® credit scores are the most widely used by lenders. Scores range from 300 to 850.
Atlanta Journal-Constitution, July 6, 2008
Tags: credit card, credit score, debt, FICO, Primerica
Posted in Primerica |
Today you’ve got more reasons than ever to free yourself from the burden of credit card debt. Here are a few:
- Compound interest works against you. When you allow debt to “sit” on your credit cards accumulating interest, one of the most powerful forces in the world – compound interest – is actually working against you to keep you in debt bondage.
- No end in sight. Most credit card debt is considered revolving. Because of the way interest is calculated, it can be difficult to tell how long it will take to pay off revolving credit card debt. It can feel like you’re on a debt treadmill from which you can’t escape.
- You’re not in control. Your lender is. Your credit card issuer determines your interest rate, credit limit, fees and charges based on your credit history. You don’t get to select your own credit terms.
- Great balance transfer deals are almost non existent. They used to pour out of your mailbox, but now those zero or low APR balance transfer deals with low or no fees are practically gone – and you’re stuck with the balance.
If you’re stuck on the revolving debt treadmill, you may be putting your financial health at risk. But help is available!
That’s where Primerica’s newest product, Primerica DebtWatchers™ comes in. This exciting new product allows you to create and monitor your own personalized path to debt freedom. With this product you can:
- Take control of your debt situation by using the information in your Equifax Credit Report™ to create a simple to understand plan for paying off your debt
- Monitor your Equifax credit report for key changes
- Track your progress toward debt freedom
- Set goals and monitor actual balances reported by your creditors
- Get up to $25,000 in Identity Theft Insurance with no deductible*
- Access your information any time, online
You’ll even be notified via email or text message of key changes to your Equifax Credit Report – all for a low monthly fee.
Becoming debt free is a good goal to have – and Primerica DebtWatchers can help you get there. Talk to your Primerica representative today to find out how to get started!
Tags: credit, credit score, debt, debt freedom, equifax, FICO, Primerica, Primerica DebtWatchers
Posted in Company, Primerica |
