Posts Tagged ‘canada’
A.M. Best, one of the oldest and most respected rating agencies, provides ratings of insurance companies based on their financial strength and claims-paying abilities. Primerica’s life companies — Primerica Life Insurance Company, National Benefit Life (our New York state affiliate) and Primerica Life Insurance Company of Canada are all rated A+ by A.M. Best. Only 15 percent of life insurance companies can make this claim.
Wouldn’t you feel comfortable doing business with a company of this strength? Why go anywhere else?
As of December 22, 2011, A.M. Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B, B-, C++, C, C-, D, E, F.
Tags: A+, A.M. Best, A.M. Best ratings, canada, National Benefit Life, Primerica, primerica life insurance company, Prmerica life insurance, rating, ratings, term life insurance
Posted in Company, Primerica |
Finding out that you have breast cancer is a sobering moment for anyone, and for Lisa Hoggard, of London, Ontario, her 2008 diagnosis was no different. But what she and husband, Rob, did next is a testament to the power of positive thinking – a trait they’ve developed over their 25-year career with Primerica.
“Nothing can properly prepare you when coming face to face with your own mortality,” Rob reflects. “But Primerica has guided us to always look for the good in everything. We strive to be an example for others to follow in both our business and personal lives.”
The Hoggards threw themselves into addressing Lisa’s cancer in the same way that they built their Primerica business. “Building our Primerica business has taught us to never give up, no matter what the challenge,” Lisa explains. “So even through the surgeries, radiation, chemotherapy and hospitalizations, Rob and I have stayed positive. I’ve exercised daily and focused on taking one day at a time.”
Rob adds, “Because of our Primerica business, Lisa has been able to use whatever time and resources she’s needed to fight and overcome the challenges that having this disease brings. We appreciate the freedom we have through our Primerica business even more now that we’ve gone through what we have. You can’t put a price on that.”
Today, Lisa is cancer free, doing well and fired up about sharing her story and helping others. “I started a Primerica team to participate in the CIBC Run for the Cure, which is Canada’s largest single-day, volunteer-led fund raising event for breast cancer research,” says Lisa. “So far, we’ve raised more than $40,000!”
Rob concludes, “In business and in life, you have to focus on the solution, not the problem. You have to tirelessly fight until you win. We feel very blessed to be guided by the principles that Primerica teaches.”
11PFS592
Tags: breast cancer, business opportunity, canada, cancer, entrepreneur, fund raising, hoggard, Lisa Hoggard, Primerica, Primerica Canada, primerica opportunity, Rob Hoggard, Run for the Cure, survivor
Posted in Opportunity, Primerica, Representatives |
Scott Wilson of Edmonton, AB, is a fighter. More than 15 years ago, amid an overwhelming work schedule and a child’s heartbreaking illness, he left his corporate job and joined Primerica. While his wife worked full-time as a dental assistant, Scott was working 60-hour weeks before Primerica came along. He decided to start a business. He could make calls while his son napped during the day and he could go on appointments in the evenings, when his wife was home. It sounded like the perfect plan, until the Wilsons realized that their son wasn’t like other children.
The boy lasted just 10 days in daycare. He sat in the corner all alone, not interacting with the other children at all. It was the first sign that something was amiss with his development. Scott took extra care to make sure his son’s special needs were being met, but it wasn’t until a few years later that he was diagnosed with Autism Spectrum Disorder. It changed the course of Scott’s life forever.
The challenges of rearing a child with this developmental disability were remarkable. He needed constant attention and, since Scott had the flexibility that comes with being your own boss, the daytime responsibility fell to him. Caring for their son was a full-time job. Scott recalls, “Most children learn through incidental experience but, in our son’s case, we had to be intentional about every learning outcome. The more time I spent with him, the better he did. Left to his own devices, he’d quickly regress. Because I was able to be present with my son, he was able to teach me what he needed.”
Just two short years after their son’s diagnosis, a daughter was born, and the Wilsons were ecstatic. Sadly, the daughter would soon be diagnosed with autism, as well, and would exhibit more severe signs than her brother did. But Scott and his wife Lynn were there.
“I was able to bring the children home from school every day for lunch so they could get a break from the chaos that the playground is to a child with autism. I shudder to think where my children would be today had I continued to work 60 hours a week. I certainly wouldn’t have been able to provide them with the attention they needed,” Scott argues.
“Primerica is the only place where you get support even while you’re going through a valley. Some valleys are deeper than others, but that doesn’t matter here. If you keep plodding through, Primerica will be waiting.”
Something Bigger Than Themselves
Over the years, Scott and Lynn have become staunch advocates for issues relating to children with disabilities. They helped create a martial arts class for children with autism. It’s taught by an occupational therapist who has a black belt in Tae Kwon Do. The class began with eight children. It now boasts more than 40.
When Scott saw that his son was struggling socially in the seventh grade, he mobilized a social skills pilot project and saw the funding come into place for his son’s eighth- and ninth-grade years, too.
Because of the flexibility and freedom that having a Primerica business gave him, Scott was instrumental in guiding the government of Alberta on Bill 23: The Family Supports for Children with Disabilities Act. Since 2007, he’s been appointed to sit on two advisory boards that have guided the Minister of Children’s Services on issues relating to children’s disabilities.
Now, the boy who needed constant care gets himself out of bed and to the city bus on time. He makes it to his high school classes and back home again with ease. The intensive therapies that the Wilsons had the time and freedom to provide their children have made all the difference in their lives … and the lives of countless other children with developmental disabilities.
The Primerica Story
Scott says he’s not the poster boy for the Primerica business opportunity. He hasn’t grown a big business or made all of the money he’d hoped to make … yet; but, Scott couldn’t be more wrong. His story is the Primerica story. Because of this company, he was able to spend precious time with his children during what could have been turbulent years for them. He had the freedom to be there when his family needed him most. He had the opportunity to affect law as it pertains to children with disabilities. And he knew that, no matter what, Primerica would be ready for him when he was ready to build it big.
That, Scott, is exactly what Primerica’s all about. You’re a survivor. You’re a Primerican, and we salute you.
Tags: Alberta, autism, canada, children, daughter, disability, Primerica, Primerica Canada, Primerica representative, Scott Wilson, son
Posted in Opportunity, Primerica, Representatives |
{Special thanks to the Phelps’ uplines, Julian & Shirley Mae Serena, for spreading the word about how Chuck and Kate are rising above their situation to continue to build their business}.
For years, Chuck & Kate Phelps, of Woodstock, Ontario, have been there for their clients, building their Primerica business by bringing hope to families in their community and sharing Primerica’s solutions for a brighter financial future. So when Chuck recently needed his Primerica family, they were ready!
On December 27, 2010, Chuck recalls lying on the couch in their home, with a splitting headache. “I was about to just take some pain medication and tough it out but it was so bad, I knew something was wrong,” he recalls. When they arrived at the hospital, they got a shock: a CT scan revealed a fist sized blood clot in his brain. They immediately transferred him to a larger hospital where he was scheduled for surgery the following day. “It’s a busy hospital and operating rooms are usually booked, but, thankfully, there was a table available,” says Chuck.
Once he was taken into surgery, doctors discovered his condition was much worse than they originally thought. His brain was at a “48-hour swell,” which is right on the verge of being fatal. To complicate matters, a large tumor was also found during surgery. “The doctors told my sister that I probably wouldn’t be able to see or walk again after the surgery,” Chuck explains. “But about 10 days later, I walked out of the hospital!”
Throughout his ordeal, Chuck says his Primerica business never faltered. “My team has been incredibly supportive,” Chuck says. “They ran the business – are still running the business, actually. I thank God every day that I am a part of this business. My Primerica teammates came through for us. They saved my business when I couldn’t be there physically to continue building.”
He continues, “For the first three months after my surgery, I had to be completely stress free to let my body heal. My Primerica team came through for me in an incredible way. I never worried about whether or not my clients would be taken care of or if my business would still be there for me when I recovered.”
But it wasn’t just his fellow Primerica business builders who came together to carry Chuck, Kate and their two children, Spencer, age 12 and Madison, age 10, through their challenges. “It takes something like this to make you realize just how much of an impact you’ve had on the lives of others,” enthuses Chuck. “When I was in the hospital, I was so touched by the clients who came by to wish me well and to help me out. What everyone has done for my family goes beyond just the friendships we’ve built over the years – they’ve become family.”
He adds, “So far, I’m doing well. I get a little bit better every day and I’m confident I’ll be back to business soon!”
Tags: brain, business, canada, cancer, Chuck Phelps, entrepreneur, family, illness, Julian Serena, Kate Phelps, phelps, Primerica, Primerica represenatives, Shirley Mae Serena, support, tumor
Posted in Company, Primerica, Representatives |
You don’t have to look far among Primerica’s ranks to find great examples of people who have used the Primerica business opportunity to create something incredible for themselves and their families. Arleigh & Fern Larson, of Calgary, Alberta, are one such couple.
Before Primerica, Arleigh worked as a farm equipment dealer. It was a very successful business in terms of the volume of sales and the amount of retail locations they had. But farming equipment is expensive and the Larsons had to rely on bank loans to cover their overhead costs.
“When we heard about Primerica, we were immediately drawn to the low startup costs and the chance to build a successful business with our family – that would help us get out of debt, not deeper into it,” recalls Arleigh.
Arleigh says he was also impressed with the opportunity to experience the same kind of freedom and growth opportunities as he had with his previous business, but with the added benefit of being able to make an incredible potential income by helping families with their finances.
But, more than the earning potential and the ability to make a difference in their community, the Larsons saw their new Primerica business as a way to do something they loved, with the people they cared about the most. “Families can work together at Primerica better than most other businesses because of our unique structure,” explains Arleigh. “Everyone can be a part of the overall team, yet they still have the opportunity to build a successful business of their own. Each family member on our team has the same chance to create freedom for themselves and their own families, yet they each fill a role within our overall organization.”
Today, the Larsons are Primerica million dollar earners* and are enjoying the benefits of a thriving business alongside their sons, Brent and Eldon, as well as several other extended family members.
To learn more about how you can start your own Primerica family business, visit us online.
Tags: Arleigh Larson, business, business opportunity, canada, entrepreneur, family, farmer, Fern Larson, finance, larson, Primerica, primerica opportunity
Posted in Opportunity, Primerica, Representatives |
