Posts Tagged ‘auto insurance’
If you’re like many people, trimming your budget is a necessity in this tough economy. Making cuts in everyday spending is a good place to start, but did you know you could be shelling out a lot more cash than you need to each month to protect one of your largest assets?
If you have a car, you must have auto insurance. Primerica, the largest independent financial services marketing organization in North America, offers three tips to trim auto insurance expenses and help you make the most of your hard earned dollars!
Tip #1: Downsize Coverage
Raising your deductible can save you money, just make sure you can cover the increased deductible out of pocket. If your car is at least five years old, dropping collision and comprehensive coverage could reduce your premium by 25-40%.1 (If you still owe money on the car, the lender may require you to keep this coverage.)
Tip #2: Bargain Hunt
Most common is the multiple policy discount, which can lower your rate 10-20%.1 Other discounts include safe driver, good student and cars with anti-theft devices. If you drive less than 10,000 miles a year, you could qualify for a low mileage discount.
Tip #3: Shop Around
Auto insurance is a highly competitive business and it’s to your benefit to shop around every six months. Simply comparing quotes could save you hundreds of dollars a year.2 Through Primerica Secure™, Primerica’s auto and homeowner’s insurance referral program, the average client saves as much as $478 annually!3 Primerica Secure does the shopping for you, and presents you with multiple options so you can make the best choice for your needs and budget.
To get started, or for more information, contact your local Primerica representative!
Tags: auto insurance, bargain, car, finances, insurance, Primerica, Primerica Secure
Posted in Primerica |
This article is the second in a series about Primerica’s auto insurance and homeowner’s insurance referral program, Primerica Secure™. Offered through Insurance Answer Center, Primerica Secure allows clients to get multiple quotes from top rated insurance carriers so they can then make an educated decision about their coverage.
As a Staff Writer for Primerica’s in-house publications department, I talk to a lot of people – both our independent contractors and home office employees – who have saved money just by shopping around! Here’s another story from satisfied home office Vice President Mark Beauchamp.
Mark was with the same insurer for more than 15 years. He hadn’t felt the need to switch until he tried to add his 16 year old son to his policy. “My rates went up drastically when I added him,” says Mark.
That’s when Mark gave Primerica Secure a shot. “Not only did I save $600 annually, but the whole process was very easy,” says Mark. “I’ve already recommended it to several of my friends!”
It only takes about 10 minutes to get a comprehensive auto quote and the whole process is very easy. If you haven’t shopped around lately, give Primerica Secure a try. What do you have to lose? You might just save some cash! Talk to your Primerica representative today to get started.
Tags: A&H, answer financial, auto insurance, homeowner's insurance, insurance answer center, P&C, Primerica, referral
Posted in Primerica |
Now, more than ever, people are looking for ways to trim the budget while still retaining as much of their current lifestyle as possible. Auto insurance and homeowner’s insurance are two areas where a little shopping around can make a big difference in how much cash a family outlays each year.
Primerica’s auto and homeowner’s insurance referral program, Primerica Secure™, offered through Insurance Answer Center, has been a big success out in the field – and here at the home office! In fact, as part of my job as a Staff Writer in our on site Publications Department, I’ve spoken to several home office employees who gave Primerica Secure a glowing seal of approval.
Over the next few months, I’ll be highlighting some of their stories – because saving a bunch of cash on a service everyone needs is worth talking about!
A Marriage Saver
Executive Vice President Cathy Falls jokes that ditching her old insurance company for one of the Primerica Secure companies may have saved her marriage. “My husband loves cars, so we usually have at least four for just the two of us,” she explains. “Given his ‘car affliction’ as I call it, we needed to trim some money somewhere in our budget. That’s why we looked into Primerica Secure.”
Cathy and husband, David, used to be like many people – loyal to a company for the simple reason that they’d always used them for insurance. “We were with our old insurer for 24 years, but just by shopping around through Primerica Secure, we saved $1,800 a year!” enthuses Cathy.
Switching was as easy as picking up the phone – and Cathy & David couldn’t be happier. “We will definitely be recommending this program to our friends and family,” says Cathy. “Putting that much money back into our pockets is amazing!”
Stay tuned for more Primerica employees who boosted their cash in pocket just by checking out their options!
Note: Primerica Secure is not available in Canada.
Tags: answer financial, auto insurance, homeowner's insurance, insurance answer center, P&C, Primerica, referral
Posted in Primerica |
The current economic downturn has many families worried about losing their job, struggling to keep up with bills and worried about the future. The outlook seems bleak – 11.6 million Americans are unemployed1 and third quarter 2008 foreclosures jumped 71% over the same time period the previous year.2
Primerica presents four tips to help your finances weather a recession.
- Slash and burn bills wherever possible. An easy place to start: auto and homeowner’s insurance. “Some insurers give long‑time customers up to a 10% discount, but that can pale in comparison with the savings from switching insurers. At least once every two years, get a quote from another insurer.”3
- Keep good credit. To keep that all‑important credit score attractive, make sure you pay your bills on time, limit the number of credit cards you have and avoid financing more than one big‑ticket item at once.
- Boost income. Start a part‑time business or work a few hours a week at a second job to get through a crunch. The Primerica Business Opportunity is a great way to do something enjoyable while earning extra cash each month. You can do the business part time or full time and work at your pace, on your schedule!4
Times are tough, but following these simple tips can go a long way to helping you and your family come out on the other side of the recession with your long‑term financial goals still intact.
Tags: auto insurance, credit, credit score, finance, good credit, homeowner's insurance, insurance, personal finance, Primerica, recession, Tips
Posted in Primerica, Tips |
