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	<title>Comments on: Primerica Scam: The Real Picture</title>
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	<link>http://www.askprimerica.com/primerica-scam-the-real-picture/</link>
	<description>A Primerica forum that offers answers to common questions regarding consumer complaints, job scams and recruiting fraud</description>
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		<title>By: Butchie</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-7654</link>
		<dc:creator>Butchie</dc:creator>
		<pubDate>Tue, 29 Nov 2011 01:00:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-7654</guid>
		<description>It is amazing to see how the people who understand how Primerica works think alike and talk alike - with positivity! Keep it up Primericans!  Only people with sincere belief in the crusade and in themselves will be able to surpass any adversity while doing the business.  Thanks to all nonmembers who stated their comments with objectivity and respect.  We are all here to make a living.  So let&#039;s get along and be happy with each other&#039;s successes, in or out of Primerica!</description>
		<content:encoded><![CDATA[<p>It is amazing to see how the people who understand how Primerica works think alike and talk alike &#8211; with positivity! Keep it up Primericans!  Only people with sincere belief in the crusade and in themselves will be able to surpass any adversity while doing the business.  Thanks to all nonmembers who stated their comments with objectivity and respect.  We are all here to make a living.  So let&#8217;s get along and be happy with each other&#8217;s successes, in or out of Primerica!</p>
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		<title>By: Rachael</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-7549</link>
		<dc:creator>Rachael</dc:creator>
		<pubDate>Mon, 21 Nov 2011 14:09:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-7549</guid>
		<description>I&#039;m not even a Primerica Rep yet, but I&#039;ve done my research. My husband and I were blown away just being educated on what the banks aren&#039;t telling you about your money. I know that our lives, and the lives of those we don&#039;t know and will know in the near future, are going to be impacted. Who else will give you help getting out of debt for free? Why pay people $1000+ for getting a financial freedom plan? I&#039;m not a salesperson at heart, but I see the logic and freedom in this enough that I, as a mom of 7 kids, know this will work for me. I&#039;ve been working from home for the past two years doing transcription, and I already work 60+ hours a week, which is exhausting.  Why do that when I can work fewer hours and spend more time with my family? I know this is an investment worth making.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not even a Primerica Rep yet, but I&#8217;ve done my research. My husband and I were blown away just being educated on what the banks aren&#8217;t telling you about your money. I know that our lives, and the lives of those we don&#8217;t know and will know in the near future, are going to be impacted. Who else will give you help getting out of debt for free? Why pay people $1000+ for getting a financial freedom plan? I&#8217;m not a salesperson at heart, but I see the logic and freedom in this enough that I, as a mom of 7 kids, know this will work for me. I&#8217;ve been working from home for the past two years doing transcription, and I already work 60+ hours a week, which is exhausting.  Why do that when I can work fewer hours and spend more time with my family? I know this is an investment worth making.</p>
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		<title>By: Agivan</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-6766</link>
		<dc:creator>Agivan</dc:creator>
		<pubDate>Sun, 16 Oct 2011 23:06:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-6766</guid>
		<description>I went to the class tou prepare for the test and found out a wealth of information about insurance and that alone was worth what I had to paid. I am currently in school and have 6 childrent to care for so I wasn&#039;t able to devote much time to it. However, I going take my test and get back on board as soon as I finish my classes. If you aren&#039;t driven I don&#039;t suggest you go in thinking that you will make any money. You may learn some things but you won&#039;t do anything with what you learned. Seed time and harvest is what it requires. You must work at it! Then in time you will reap a harvest. So although I haven&#039;t made money in it, there&#039;s money to be made and people to enlighten and I am eager to do BOTH! Primerica is going to be a huge tool in that because I intend to work at it until it works for me.</description>
		<content:encoded><![CDATA[<p>I went to the class tou prepare for the test and found out a wealth of information about insurance and that alone was worth what I had to paid. I am currently in school and have 6 childrent to care for so I wasn&#8217;t able to devote much time to it. However, I going take my test and get back on board as soon as I finish my classes. If you aren&#8217;t driven I don&#8217;t suggest you go in thinking that you will make any money. You may learn some things but you won&#8217;t do anything with what you learned. Seed time and harvest is what it requires. You must work at it! Then in time you will reap a harvest. So although I haven&#8217;t made money in it, there&#8217;s money to be made and people to enlighten and I am eager to do BOTH! Primerica is going to be a huge tool in that because I intend to work at it until it works for me.</p>
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		<title>By: Karen41</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-6143</link>
		<dc:creator>Karen41</dc:creator>
		<pubDate>Tue, 30 Aug 2011 18:14:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-6143</guid>
		<description>I joined Primerica just over a year ago after 8 years of refusing it.  I became a client 5 years ago and watched my RVP who&#039;s also my sister in law become very successful and not only that, become extremely happy with everything in life.  I was so skeptical as well as so many others, but after researching and then joining the company and learning and becoming licenced quickly, I advanced to District Leader within months.  I wonder where I would have been if I&#039;d joined 8 years ago, but I can&#039;t dwell on the coulda woulda shoulda!  I know that it it completely legit and worth the time, I work at it part time and have learned more and educated more families about the right products, and if that makes me a good income, I feel guilty about nothing.  My daughter is 17 and comes to classes and can&#039;t wait to get started as soon as she&#039;s 18, with no pressure from me at all.  If people consider this a scam or a cult, bring on your sacrifice, because it&#039;s the best thing that&#039;s ever happened to me!</description>
		<content:encoded><![CDATA[<p>I joined Primerica just over a year ago after 8 years of refusing it.  I became a client 5 years ago and watched my RVP who&#8217;s also my sister in law become very successful and not only that, become extremely happy with everything in life.  I was so skeptical as well as so many others, but after researching and then joining the company and learning and becoming licenced quickly, I advanced to District Leader within months.  I wonder where I would have been if I&#8217;d joined 8 years ago, but I can&#8217;t dwell on the coulda woulda shoulda!  I know that it it completely legit and worth the time, I work at it part time and have learned more and educated more families about the right products, and if that makes me a good income, I feel guilty about nothing.  My daughter is 17 and comes to classes and can&#8217;t wait to get started as soon as she&#8217;s 18, with no pressure from me at all.  If people consider this a scam or a cult, bring on your sacrifice, because it&#8217;s the best thing that&#8217;s ever happened to me!</p>
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		<title>By: Laura P.</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-5849</link>
		<dc:creator>Laura P.</dc:creator>
		<pubDate>Fri, 15 Jul 2011 02:02:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-5849</guid>
		<description>The reason why so many are unable to see the kind of success that Royce experienced is that the financial products that Primerica pushes are not competitive in the market.  Also, they are very restrictive in their marketing protocols.  They ask all their representatives to market through referrals starting with family, friends and acquaintances.  If the new Primerican is lucky, their family and friends make a decent amount of money, need life insurance and a little investment advice, and won&#039;t turn around to research for better products with lower costs.  If those referrals are pinching pennies, or they take an interest in learning more about finance, they will quickly learn that better products at less cost are available.  Then the chargebacks will ruin you.

If you really want to be a financial advisor, like a real professional one who knows what they&#039;re doing and isn&#039;t just pushing one company&#039;s products, I&#039;d recommend looking for a small non-captive firm that&#039;s willing to mentor you.</description>
		<content:encoded><![CDATA[<p>The reason why so many are unable to see the kind of success that Royce experienced is that the financial products that Primerica pushes are not competitive in the market.  Also, they are very restrictive in their marketing protocols.  They ask all their representatives to market through referrals starting with family, friends and acquaintances.  If the new Primerican is lucky, their family and friends make a decent amount of money, need life insurance and a little investment advice, and won&#8217;t turn around to research for better products with lower costs.  If those referrals are pinching pennies, or they take an interest in learning more about finance, they will quickly learn that better products at less cost are available.  Then the chargebacks will ruin you.</p>
<p>If you really want to be a financial advisor, like a real professional one who knows what they&#8217;re doing and isn&#8217;t just pushing one company&#8217;s products, I&#8217;d recommend looking for a small non-captive firm that&#8217;s willing to mentor you.</p>
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		<title>By: brenda b</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-4989</link>
		<dc:creator>brenda b</dc:creator>
		<pubDate>Mon, 11 Apr 2011 21:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-4989</guid>
		<description>I quote &quot;This OPPORTUNITY is not for everyone, but everybody needs this opportunity&quot;. I had a great time working with the primerica comunity and it is something i will never regret.</description>
		<content:encoded><![CDATA[<p>I quote &#8220;This OPPORTUNITY is not for everyone, but everybody needs this opportunity&#8221;. I had a great time working with the primerica comunity and it is something i will never regret.</p>
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		<title>By: Areg Dadashyan</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-4914</link>
		<dc:creator>Areg Dadashyan</dc:creator>
		<pubDate>Thu, 07 Apr 2011 18:57:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-4914</guid>
		<description>Primerica came to my life 5 years ago. Did not take it seriously in the first place but after couple of years here I am full time. I believe most people do not succeed in this company due to their attitude. I am not making all the money in the world right now, but enough to support my family and save for future. But most importantly I LOVE WHAT I DO!!!!</description>
		<content:encoded><![CDATA[<p>Primerica came to my life 5 years ago. Did not take it seriously in the first place but after couple of years here I am full time. I believe most people do not succeed in this company due to their attitude. I am not making all the money in the world right now, but enough to support my family and save for future. But most importantly I LOVE WHAT I DO!!!!</p>
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		<title>By: Daniel</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-4899</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Wed, 06 Apr 2011 01:20:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-4899</guid>
		<description>I was in this business in the 90s, Yes, I went through the process of obtaining my insurance license,which requires
 work. Yes I helped people to understand exactly how they
 can save money through term insurance etc.
 I attended meetings, I attended the seminars that were given for the high achievers,or for the newbies who were
recognized for their leadership potential.

Now! Is this a business where you can make money?
Is this a business where you can realize your God given potential?

My answer is definitely YES. I have met people who have succeeded in this business, and are making handsome incomes
what they did to reach the positions they have obtained
was hardwork,no they didnt do it by themselves they had help
yet,they followed their leaders,obviously.

Primerica is a legitimate company,and NO people I am not
being paid to say this. I have represented this company
I met Great people,caring people. At the time my kids were young,now they are grown. I just might give this another
go. See You At The Top. Be Blessed in all abundance.

Daniel</description>
		<content:encoded><![CDATA[<p>I was in this business in the 90s, Yes, I went through the process of obtaining my insurance license,which requires<br />
 work. Yes I helped people to understand exactly how they<br />
 can save money through term insurance etc.<br />
 I attended meetings, I attended the seminars that were given for the high achievers,or for the newbies who were<br />
recognized for their leadership potential.</p>
<p>Now! Is this a business where you can make money?<br />
Is this a business where you can realize your God given potential?</p>
<p>My answer is definitely YES. I have met people who have succeeded in this business, and are making handsome incomes<br />
what they did to reach the positions they have obtained<br />
was hardwork,no they didnt do it by themselves they had help<br />
yet,they followed their leaders,obviously.</p>
<p>Primerica is a legitimate company,and NO people I am not<br />
being paid to say this. I have represented this company<br />
I met Great people,caring people. At the time my kids were young,now they are grown. I just might give this another<br />
go. See You At The Top. Be Blessed in all abundance.</p>
<p>Daniel</p>
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	<item>
		<title>By: d daxx</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-4892</link>
		<dc:creator>d daxx</dc:creator>
		<pubDate>Tue, 05 Apr 2011 18:15:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-4892</guid>
		<description>After reading many articles about the company, it is easy to see that unless you are willing to work hard, then you should not be in the selling or advising business.  Most people want a job similar to how government(s) operate; do not do too much work but get good pay, good benefits and can retire after bleeding the company for years; as stated above, not unlike how practically all government(s) work!</description>
		<content:encoded><![CDATA[<p>After reading many articles about the company, it is easy to see that unless you are willing to work hard, then you should not be in the selling or advising business.  Most people want a job similar to how government(s) operate; do not do too much work but get good pay, good benefits and can retire after bleeding the company for years; as stated above, not unlike how practically all government(s) work!</p>
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		<title>By: Brenda</title>
		<link>http://www.askprimerica.com/primerica-scam-the-real-picture/comment-page-2/#comment-4870</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Sun, 03 Apr 2011 18:27:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.askprimerica.com/?p=666#comment-4870</guid>
		<description>Hi All, Well I am an agent just starting out. I helped a young couple who did not join. But their finances are in order since helping them. All I did was show them a different way to handle their money. Their choice. They now have a house that went fromm 33 yrs to pay to 17 years. They now will have enough to retire on. He facebooked me and said he sure was excited to see how good his investments were doing since sitting down with us.
What did I do wrong? Nothing! They got what they wanted. Primerica paid me for my work. Even if I did not build a network this alone is worth it. 
And people should get over pyramids. They were outlawed in the 70&#039;s. Anuything now is a ponsi scheme which if caught goes down. Primerica has been here 33 years doing the right thing. And it cost me about $300 to get started, the last business I had cost me in the $1000&#039;s (traditional business). And it didn&#039;t fly. Did you know banks do not include advertising in their loans for business?</description>
		<content:encoded><![CDATA[<p>Hi All, Well I am an agent just starting out. I helped a young couple who did not join. But their finances are in order since helping them. All I did was show them a different way to handle their money. Their choice. They now have a house that went fromm 33 yrs to pay to 17 years. They now will have enough to retire on. He facebooked me and said he sure was excited to see how good his investments were doing since sitting down with us.<br />
What did I do wrong? Nothing! They got what they wanted. Primerica paid me for my work. Even if I did not build a network this alone is worth it.<br />
And people should get over pyramids. They were outlawed in the 70&#8242;s. Anuything now is a ponsi scheme which if caught goes down. Primerica has been here 33 years doing the right thing. And it cost me about $300 to get started, the last business I had cost me in the $1000&#8242;s (traditional business). And it didn&#8217;t fly. Did you know banks do not include advertising in their loans for business?</p>
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