Archive for September, 2010

Sep

29.10

Primerica representatives Todd and Alisa Greer

Todd & Alisa Greer
Houston, TX
Former Occupation: Medic

When Todd & Alisa Greer, of Houston, TX, first heard about the Primerica business opportunity in February 2001, Todd was serving as a medic in the military. He and Alisa were planning to leave the service later that year, so they decided to plan ahead and start building a Primerica business part-time.*

“My last day of military duty was scheduled for September 12, 2001,” recalls Todd. “But then the 9/11 attacks happened and ‘stop loss’ kicked in. I went on to serve another 10 months while the country recovered, but Alisa and I kept building our Primerica business throughout that time.”

By the time he was finally released, they had already built a growing business to move into full-time. “Things happen for a reason,” says Todd. “I appreciate the freedom of making my own schedule and calling my own shots so much more now.”

Fast forward nearly a decade and Todd and Alisa couldn’t be more excited about their Primerica career. “Primerica is the only place I know where you can have complete control over your career,” explains Todd. “Let’s face it, if you’re not related to your current CEO in corporate America, the chances are, you most likely will never be able to truly control your own destiny. At Primerica, YOU are your own boss. You make the decisions for how far or how fast you want to grow – and how much potential income you make.”

Because of Primerica, the Greers say they’ve been able to “design a lifestyle” instead of just make living. “Our Primerica income has allowed us to do so much more than we ever could have on my military salary,” says Todd. “We’ve been able to contribute to several charities, treat our entire family to vacations, send our kids to private schools and even buy our dream home. This business has literally changed the lives of our whole family.”

But it’s not just about making a great income, for Todd and Alisa. It’s about making a difference not just for their own family, but for those around them. “People really need what we do,” reflects Todd. “We provide the education and financial products that, we believe, can save middle income families from financial disaster down the road. What we do matters.”

Todd and Alisa are making a difference in their community – and you can, too. Talk to your Primerica representative to get started today!

*In Canada, the part-time option is not available in all jurisdictions and, where it is available, is subject to certain restrictions.


1 Comment »

Tags: 'stop loss', 9/11, Alisa Greer, business, career, Community, family, financial disaster, financial education, financial products, medic, medical, military, part-time opportunity, Primerica, primerica business opportunity, primerica opportunity, Primerica representative, Todd and Alisa Greer, Todd Greer

Posted in Opportunity, Primerica, Representatives |

Sep

27.10

Primerica Opportunity Open - 40% Want to Quit Jobs

In an era where unemployment is higher than 10% in most states, 40% of U.S. professionals are still thinking about quitting their jobs, according to a new survey by workplace supplier Regus.

People are “tired of not being promoted, bosses that don’t share company goals and being overworked,” The Business Journal of Milwaukee reported.

The survey also included a list of reasons workers cited for wanting to quit their jobs this year:

  • Lack of communication and involvement by top management – 40%
  • Lack of promotion, despite good work results – 37%
  • Overwork – 34%
  • Lack of company “vision” – 31%
  • Lack of administrative support – 26%

The uniqueness of the Primerica opportunity could not be better suited for these types of people who are currently dissatisfied with their careers.

Our future is unbelievable, and we offer people from all walks of life the opportunity to start a new career and earn promotions based on their own merits.

Primerica … Freedom Lives Here™

Primerica offers the opportunity for freedom:

  • From a job
  • From a boss
  • To be in business for yourself
  • To dream big
  • To live life on your terms

Primerica… Freedom Lives Here™.

Source:  The Business Journal of Milwaukee, August 12, 2010, “Survey: 40 percent of U.S. professionals want to quit”


3 Comments »

Tags: bad boss, business for yourself, fire boss, long hours, no promotion, overworked, Primerica, primerica business opportunity, primerica opportunity, quit jobs, regus, unemployment

Posted in Opportunity, Primerica |

Sep

22.10

Primerica offers tips on how to talk to your kids about money.

Many boomers feel “sandwiched” between the financial needs of aging parents and those of their own children. Don’t want to be a burden on your kids? Primerica (PRI), a company with more than 30 years of financial expertise, presents three steps toward holding on to more of your hard earned cash as you prepare for the future.

Step 1: Start a Dialogue. Are your children in the dark about your finances? Three out of four boomers admit they haven’t adequately talked with adult children about this topic. Not a smart move. What happens if you become ill or incapacitated?

Think about what you wish your parents had done, then take action. For instance, organize your records, make sure you have an updated living will, power of attorney for health care and power of attorney for finances.

Your Primerica representative can help: Ask about the Primerica Legal Protection Program, which offers document preparation for as little as $20 per document for covered members.1

Step 2: Consider Long Term Care. If you don’t plan for your future medical expenses now, you’re increasing the chances that your kids will have to pick up the tab. About 70% of seniors eventually need the kind of help that long term care insurance covers,2 and the average annual cost of a private nursing home room is nearly $80,000.3

You can pick up the best deals (premiums typically under $2,000 a year) if you buy long term care insurance when you’re still healthy and in your mid fifties.4 See your Primerica representative for help with your long term care insurance needs.

Step 3: Cut Off Adult Children. Six in 10 boomers report giving financial help (outside of college tuition) to a child or grandchild in the past five years. Of those, $59,000 was the average amount of aid.5 If this sounds like you, ask yourself: Do I really have the resources? Am I saving enough for retirement? Try to share more financial wisdom and less cash with your adult offspring. The more you save for your own future means less possibility that you’ll need their help later on.

Get a FREE Primerica Financial Needs Analysis (FNA). Contact your local Primerica representative.To learn more about how Primerica can help you reach your financial goals, contact your local Primerica representative for a FREE Financial Needs Analysis (FNA).
  1. Please review the plan for information regarding benefits limitations and exclusions.
  2. Money, April 2010
  3. Kiplinger’s, March 2010
  4. Money, January/February 2010
  5. Ibid


3 Comments »

Tags: boomers, business, children, financial tips, kids and money, long term care, money, nursing home, personal finance, Primerica, retirement, talk to your kids

Posted in Primerica, Tips |

Sep

17.10

Primerica - A Main Street Company Delivering to Main Street Families

Primerica is a Main Street Company for Main Street North America.

Our mission is to help families become properly protected, debt free and financially independent.  And there has never been a market in greater need for what we do.

A recent story in The Wall Street Journal revealed many alarming facts from a study this year by LIMRA:

  • Nearly a third of U.S. households have no life insurance coverage, the highest percentage in more than four decades.
  • About 35 million U.S. households neither own their own life insurance policies nor are covered under group plans through their employers.
  • Almost eight in 10 people don’t even have an insurance agent or broker.

“The percentage without life insurance is a sign of the financial pressures on middle-income families as the economy struggles,” The Wall Street Journal article stated.

“Clearly, more American families are living on the edge, surviving paycheck to paycheck, and, as our new study suggests, too many are without the safety net that life insurance provides,” said Robert Kerzner, president of Limra.

Primerica is the answer, and our market is bigger and better than ever.

Source:  The Wall Street Journal, August 29, 2010, “More Go Without Life Insurance”


No Comments »

Tags: economic struggles, life insurance market, LIMRA, middle-income families, no insurance, Primerica, primerica life insurance, primerica mission statement, The Wall Street Journal, under-insured

Posted in Company, Primerica |

Sep

15.10

Mike & Darlene Wooten of Marietta, GA, are Primerica veterans. They’ve been in the business more than 27 years now, but it wasn’t until a year and a half ago that the Wootens started all over … sort of. In February of 2009, their son Brett joined Primerica, and it was the beginning of a family business with endless opportunity.

At just 22, Brett was sure that Primerica was the company for him. He’d just graduated from college and had received offers from companies that promised to pay between $20,000 and $40,000 a year. While he knew that those numbers weren’t bad in the current economy, he also knew that working a J-O-B. meant that someone else would determine his schedule, his pay and his future. “I got a good degree from a good school,” he said. “But having my future in someone else’s hands was not something I wanted.”

Making the Decision
Brett went to some local Primerica events with his parents, including the 2007 Convention in Atlanta. “It was mind-blowing to see how Primerica had affected so many people’s lives!” Brett enthused. Joining Primerica felt “natural” to him.

He went to his father. “I said, ‘I really want to do Primerica.’ He was excited, but he never pushed me,” Brett remembers. His father remembers, too. “I’ve been in the business longer than he’s been alive,” laughed Mike. “I encouraged him to do whatever he wanted to in life, and he made the decision to come to Primerica.”

The Future of Primerica
Mike was always a very involved father. Brett recalls how his father, because of his Primerica business, always had the freedom of time to travel to away soccer games to support him. “Having him train me was just a continuation of that relationship. It was great getting the experience from my Dad. It was also nerve-wracking wondering if I could ever be as good as he is. I decided to just do what he said, and see where it took me,” he remarked.

It took him to a fast start in Primerica. Already, Brett’s efforts have earned him an incentive trip to San Diego (which his parents also earned). He’s got big goals and is doing everything in his power to reach them. Now, his 17-year-old brother is showing some interest in the business. “I think he’s seen me get more involved and realized that it’s a real option for him,” Brett said. But, Mike is planning to take the same approach with this son. “I don’t have to sell Primerica to him. He’s seen how the company has affected our family in so many positive ways. We’ll see what happens,” Mike adds. “You never know.”


2 Comments »

Tags: Brett Wooten, father, Mike Wooten, Primerica, primerica business opportunity, Primerica family, primerica opportunity, son

Posted in Primerica, Representatives |